Buying your first home is a major achievement in your life. But if you have never experienced it before, the conveyancing process can be daunting with the prospect of taking out a mortgage and having to deal with solicitors and estate agents.
As a first time buyer embarking on the conveyancing process, you typically don’t know what to expect.
That’s why we’re here to help. We provide trusted conveyancing services to first time buyers in and around Ormskirk to make the process as seamless as possible and provide support for your first purchasing journey.
The conveyancing process can seem complex to a first time buyer, and your solicitor should always be transparent about what is involved
Conveyancing is the process of transferring ownership of a home from one
We will liaise with the estate agents, the seller’s solicitors and make sure that all appropriate checks and searches are carried out before you sign on the dotted line.
This includes identity and anti-money laundering checks to start with. We also conduct the necessary property searches. This includes Land Registry searches, local authority searches, environmental searches, and drainage and water searches to identify any issues that could affect the property.
We also conduct mortgage checks to liaise with your lender and ensure that all legal requirements are met.
Then, we review the contract to examine the property’s legal title, and potential restrictions, which will be explained to you so you can be fully informed throughout the purchase process.
Finally, we aid with the completion processes so you can enjoy moving in to your new home.
Over the years we have helped countless people in Ormskirk, Burscough, Southport, Mawdesley, Wigan, Skelmersdale, Parbold and across Lancashire and Merseyside buy their first home and guided them through the conveyancing process. Our specialist conveyancing and residential property solicitors will be able to help you with buying your first home.
We have been awarded the Law Society’s Conveyancing Quality Scheme accreditation as recognition for the high level of service we give all our clients.
If you would like some further information or a no obligation quote, please call us on 01695 574 201 or email our head of Commercial and Conveyancing, David Lunn.
We also advise first time buyers on Shared Ownership purchases. This is where you buy a share of a property and pay rent on the remainder, with the potential to lead to full ownership over time.
First time buyers may also be eligible for Stamp Duty Land Tax relief, paying no SDLT on properties up to £425,000, and a reduced rate on the portion between £425,000 and £625,000.
If you have questions about any schemes or circumstances which may affect your purchase, our first time buyer conveyancing team can advise you at no obligation.
Contact us on 01695 574201 to find out more.
Get a no-obligation quote today
Conveyancing fees can vary depending on a number of factors. These include whether the purchase property is freehold or leasehold, the price of the property, the location, and any potential complications.
However as standard, your total conveyancing costs will include our legal fees, disbursements (search fees, Land Registry fee), and any applicable Stamp Duty Land Tax. We will provide a full breakdown in your quote.
For the purchase of a freehold house of a purchase price of up to £250,000 our legal fees would be approximately £1300 plus VAT and disbursements, but our solicitors will advise on any variations of this specific to your purchase.
A typical conveyancing process usually takes place on a timeline of 8-12 weeks.
However, a number of factors can impact this, including incomplete information, delays in certain checks, or issues with the property survey.
The Conveyancing Quality Scheme (CQS) is an accreditation awarded by the Law Society.
It is a recognition of standard-bearing practice in the industry awarded to firms regulated by the Solicitors Regulation Authority.
Dickinson Parker Hill Solicitors are both SRA-regulated and CQS accredited, and are subsequently committed to upholding the highest standards in every aspect of our practice.
No! We serve clients across Lancashire and Merseyside in a range of locations. We are well acquainted with the local property markets in these areas and are happy to consult.